Sketch 020 — Hiring Guidelines wizard

Right-side drawer overlay shown for context. Sample carrier: Acme Carrier LLC · USDOT XXXXXXX. Default values reflect a typical commercial-auto insurer's median rating tier.
Hiring Guidelines
Generating policy for
Acme Carrier LLC
USDOT XXXXXXX · Sample state · N active drivers
1
Driver Profile
2
MVR & Accidents
Step 2 of 2 · MVR & accidents — these thresholds drive a meaningful share of the underwriter premium calculation. The defaults match a typical commercial-auto insurer's median-tier carrier.
Max moving violations · past 3 years Default: 3
Speeding, signal, lane-change, following-too-close. Excludes major.
Max preventable accidents · past 3 years Default: 1
DOT-recordable accidents determined preventable.
▾ Step 1 (collapsed): Min age 21, Min experience 1 year

Variant B: 2-step horizontal stepper

4 questions split into 2 logical groups. 2 questions per step. Linear, guided.

  • Step 1: Driver Profile — age, CDL experience.
  • Step 2: MVR & Accidents — moving violations, preventable accidents.

Previous-step values stay summarized at bottom of step 2 (collapsed accordion).

Tradeoff: Adds 1 button click (Continue). Slower for confident users. Better for clients who don't know their criteria.

Buildability: PrimeVue Stepper component fits cleanly. Matches the onboarding wizard pattern in marketing/apply.

Hiring Guidelines
Generating policy for
Acme Carrier LLC
USDOT XXXXXXX · Sample state · N active drivers · Carrier on file: Sample insurer
Pick a tier. Each preset is a complete set of hiring criteria. Most carriers pick Standard — it matches the typical insurer median rating tier and stays insurance-friendly.
Strict
Premium discount tier
Min age 23 · 2 yr CDL experience · 1 moving violation max · 0 preventable accidents.
↓ Aligns with preferred-fleet credit (premium discount tier)
Standard — recommended
Median tier
Min age 21 · 1 yr CDL experience · 3 moving violations max · 1 preventable accident.
↓ Matches typical insurer median — neutral underwriting factor
Permissive
Surcharged tier
Min age 21 · No experience min · 4+ moving violations · 2+ preventable accidents.
↑ Triggers underwriter surcharge tier (premium increase)
▸ Adjust individual criteria
Override: Max moving violations Standard: 3
Override: Min experience Standard: 1 year

Adjustments switch the preset tier above to "Custom".

Variant C: Preset packages

Three tier cards: Strict / Standard / Permissive. Each card shows the full criteria set + the insurer-impact callout. One click sets all 5 values.

  • Strict — qualifies for preferred-fleet credit at most carriers.
  • Standard — typical insurer median tier (recommended).
  • Permissive — surcharged but legal.

"Adjust individual criteria" expander tweaks any single value — the preset card flips to "Custom".

Tradeoff: Frames hiring as a tier choice, which is faster but slightly opinionated. The insurer-tier framing is the strongest selling point — competitors don't anchor hiring criteria to actual underwriting.

Buildability: Three Card components + an expandable section. Reuses underwriter rating-tier data already extracted internally. Phase 3 of the original plan (carrier-aware defaults) is built into this variant from day one.